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Find the Best Credit Card for You

If you're looking to build or rebuild your credit, a Merrick Bank credit card may be a great choice! We're a top 20 credit card issuer in the U.S.

Explore the unique benefits for each of our cards!

Merrick Bank
Merrick Bank Credit Card

Merrick Bank Double Your Line® Credit Card 

merrick bank credit cards

Classic Secured Card

  • $200 - $3,000 Initial Security Deposit
  • Credit Line Equals Security Deposit
  • You Pick Your Own Credit Line
  • Our Lowest APRs

*You can double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.


Click on each benefit below to learn more.

goScore is a complimentary benefit available online to all Merrick Bank customers. With goScore, you can get your updated FICO® Score for free each month when it is provided to us from the credit bureau.

Visa's Zero Liability policy is our guarantee that you won't be held responsible for unauthorized charges made with your card or account information.

Access your account online in our free Cardholder Center. Its available 24/7 whenever it's convenient for you. Use our goMobile app, or your desktop or tablet.

Simply paying on time helps you build your credit. We provide you with a choice of payment options so you can pay the way that's most convenient for you—via check, phone, or online.

No need to call, your account will be regularly reviewed for credit line increases.

Work toward a positive credit history by having your credit card use reported to the credit bureaus. We report each month to the 3 major credit bureaus - Experian, TransUnion and Equifax.

In the Cardholder Center or in the Merrick Bank goMobile App you can set up Account Alerts to inform you of the changes to your account that you care about.

With paperless statements, you get convenient access to your online statements at the click of your mouse. It's simple, it's eco-friendly, it's clutter-free and you don't have to worry about them being lost or stolen through paper delivery channels.

Visit our Learn section for the latest credit-building, budgeting, and money management resources.